How Much Does Monthly Accounting Cost for Small Businesses?

If you're a small business owner, you've probably wondered: what does monthly accounting actually cost—and is it worth the investment?

Whether you’re doing the books yourself, relying on a tax-only accountant, or have someone handling the basics, at some point you start asking bigger questions. You want cleaner numbers, better insight, and real guidance—not just another tax bill.

What Most Small Businesses Pay for Monthly Accounting

Most Kaizen clients pay between $750 and $2,500 per month for monthly accounting support.

Why such a wide range?

The exact price depends on the kind of work your business needs. We keep our quoting process straightforward—it’s based on two things:

• How much activity runs through your accounts

• How complex your accounting and compliance needs are

We’ll walk through both during your initial call and give you a clear quote up front.

What Do You Get With Monthly Accounting?

Our monthly accounting packages are designed to meet the needs of small business owners—whether you’re only looking for clean books and up-to-date financials, or you want full strategic support and advanced reporting throughout the year.

Your package could include any of the following, depending on the level of service:

Monthly Financial Statements (P&L, balance sheet)

Bank and Credit Card Reconciliations

Sales Tax Filings

Business and Personal Tax Prep 

Advisory and Strategy Sessions

Dashboard + Advanced Insights

Year-Round Communication

We’ll build your package around what your business actually needs—so you're only paying for the support that makes sense for where you are right now.

What Influences Your Monthly Fee?

Once we understand the kind of support your business needs, we consider a few key details to determine your monthly fee:

• Transaction volume
  The more activity running through your accounts, the more tracking and reporting is needed to keep your books accurate.
• Number of accounts and loans
  Multiple bank accounts, credit cards, and loans require additional reconciliation and oversight each month.
• Multi-state or multi-location operations
  If your business operates in more than one state or location, we consider the added compliance and reporting requirements.
• Sales tax filing requirements
  Filing in multiple jurisdictions or on a monthly basis adds complexity—and we make sure it's handled properly.
• Strategic support and financial insight
  Whether you want annual tax planning only, or you want comprehensive business strategy throughout the year, we’ll include that level of advisory in your monthly package.

How to Know If Monthly Accounting Is Worth It

You should care what it costs. You should also care what it solves.

If any of these sound familiar...

• Your books are inconsistent or messy. You’re never quite sure if your numbers are accurate—or if you're missing something important.

• You only hear from your accountant at tax time. There’s no guidance throughout the year, just a bill and a deadline when it’s too late to plan.

• You’re not sure if you’re overpaying in taxes. Without proactive planning, it’s hard to know what’s being missed—or if anyone’s even looking.

• Your current accountant doesn’t understand your industry. You’re stuck explaining things they should already know, and you’re not confident in the advice you’re getting.

...monthly accounting may be exactly what your business needs. Most of our clients came to us after dealing with one or more of these exact frustrations. 

Not sure if monthly accounting is the right next step?

It’s a big decision—and it should be an informed one. We’ll review your books, talk through your goals and current setup, and let you know if monthly support makes sense right now.
And if it’s not the right time yet, we’ll say so—plain and simple.

Not ready to talk yet? Take a look at what each level of support includes.