Think They’re a 1099 Contractor? You Might Be Wrong

Think They’re a 1099 Contractor? You Might Be Wrong
 

Think hiring 1099 contractors instead of W2 employees saves you money? You’re not alone—but getting this wrong can cost you big time.

In this episode of Kaizen Time, part of the Blood, Sweat & Business podcast, we break down the real differences between contractors and employees—especially for industries like construction, restaurants, bars, and retail, where misclassification is all too common.

Many business owners misclassify workers to avoid paying benefits, unemployment taxes, or workers' comp. But what seems like a money-saver now can lead to fines, lawsuits, and serious headaches later. We’ll walk you through how to get worker classification right so you stay compliant and avoid costly mistakes.

Why You NEED Workers' Comp

Why You NEED Workers' Comp

What is workers’ comp and why does it matter? The guys at Kaizen Risk Management delve into the importance of workers' compensation, covering...

How to be Prepared for a Worker's Comp Audit

How to be Prepared for a Worker's Comp Audit

In the United States, Workers' Comp is required in 49 of the 50 states, but here’s something you might not know: if your policy uses estimated...

Subcontractor or Employee: Understanding Worker Classification

Subcontractor or Employee: Understanding Worker Classification

Deciding whether to classify a worker as an employee or subcontractor can be tricky—and getting it wrong could lead to penalties or compliance...